Helpful Tools for Financial Aid!
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List of Need Based Colleges
Amherst College
Amherst College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Barnard College
Barnard College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Bates College
Bates College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Berea College
Berea College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Boston College
Boston College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Bowdoin College
Bowdoin College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Brown University
Brown University meets the full demonstrated financial need of every admitted student. Students with a combined family income profile under $100,000 are not required to take out student loans as part of their financial aid awards.
Bryn Mawr College
Bryn Mawr meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
California Institute of Technology (Caltech)
California Institute of Technology meets the demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Carleton College
Carleton College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Case Western Reserve University
Case Western Reserve University meets the full demonstrated financial need of all admitted students.
Claremont McKenna College
Claremont McKenna College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Colby College
Colby College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Colgate University
Colgate University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
College of the Holy Cross
College of the Holy Cross meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Colorado College
Colorado College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Columbia University
Columbia University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Connecticut College
Connecticut College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards if their family income is less than $50,000.
Cooper Union for the Advancement of Science and Art
Cooper Union for the Advancement of Science and Art meets the full demonstrated financial need of every admitted student. Students may be required to take out student loans as part of their financial aid awards.
Cornell University
Cornell University meets the full demonstrated financial need of every admitted student. Students with family income and assets over $75,000 may be required to take out federal student loans as part of their financial aid awards.
Dartmouth College
Dartmouth College meets the full demonstrated financial need of every admitted student. Students with family income over $100,000 may be required to take out federal student loans as part of their financial aid awards.
Davidson College
Davidson College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Duke University
Duke University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards if their family income exceeds $60,000.
Emory University
Emory University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards. See the Emory Advantage.
Franklin & Marshall College
Franklin & Marshall meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Franklin W. Olin College of Engineering
Franklin W. Olin College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Georgetown University
Georgetown University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Gettysburg College
Gettysburg College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Grinnell College
Grinnell College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Hamilton College
Hamilton College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Harvard University
Harvard University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Harvey Mudd College
Harvey Mudd College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Haverford College
Haverford College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Johns Hopkins University
Johns Hopkins University meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Kenyon College
Kenyon College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Lafayette College
Lafayette College is committed to meeting the full demonstrated financial need of all admitted students. Families who have total income of more than $50,000 may require borrowing up to $4,500 per year to meet need.
Lehigh University
Lehigh University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans, but they have capped the amount to $5,000 per year.
Macalester College
Macalester College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Massachusetts Institute of Technology (MIT)
Massachusetts Institute of Technology meets the full demonstrated financial need of every admitted student. Students with family incomes over $75,000 may be required to take out federal student loans as part of their financial aid awards.
Middlebury College
Middlebury College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Mount Holyoke College
Mount Holyoke College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Northeastern University
Northeastern University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Northwestern University
Northwestern University meets the full demonstrated financial need of every admitted student. Students who are eligible for Pell Grants are not required to take out federal student loans as part of their financial aid awards.
Oberlin College
Oberlin College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Occidental College
Occidental College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Pitzer College
Pitzer College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Pomona College
Pomona College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Princeton University
Princeton University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Reed College
Reed College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Rice University
Rice University meets the full demonstrated financial need of every admitted student. Students with family incomes over $80,000 may be required to take out federal student loans as part of their financial aid awards.
Salem College
Salem College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Scripps College
Scripps College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Skidmore College
Skidmore College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Smith College
Smith College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Soka University of America
Soka University of America meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
St. Olaf College
St. Olaf College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Stanford University
Stanford University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
SUNY Polytechnic Institute
State University of New York (SUNY) Polytechnic Institute meets the full demonstrated financial need of every admitted student. Students may be required to take out student loans as part of their financial aid awards.
Swarthmore College
Swarthmore College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Thomas Aquinas College
Thomas Aquinas College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Trinity College
Trinity College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Tufts University
Tufts University meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Union College
Union College (Schenectady, NY) meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
University of Chicago
University of Chicago meets the full demonstrated financial need of every admitted student. Students with family incomes over $75,000 may be required to take out federal student loans as part of their financial aid awards.
University of North Carolina – Chapel Hill
UNC – Chapel Hill meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
University of Notre Dame
University of Notre Dame meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
University of Pennsylvania
University of Pennsylvania meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
University of Richmond
University of Richmond meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
University of Rochester
The University of Rochester meets the full calculated institutional financial need of admitted students through a combination of scholarships, grants, need-based loans, and work-study.
University of Southern California (USC)
The University of Southern California meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
University of Virginia
University of Virginia meets the full demonstrated financial need of every admitted student. Students whose family income is over 200% of the poverty line and whose assets exceed $75,000 may be required to take out federal student loans as part of their financial aid awards.
Vanderbilt University
Vanderbilt University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Vassar College
Vassar College meets the full demonstrated financial need of every admitted student. Students with family incomes over $60,000 may be required to take out federal student loans as part of their financial aid awards.
Washington and Lee University
Washington and Lee University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Washington University in St. Louis
Washington University in St. Louis meets the full demonstrated financial need of every admitted student. Students with family incomes over $60,000 may be required to take out federal student loans as part of their financial aid awards.
Wellesley College
Wellesley College meets the full demonstrated financial need of every admitted student. Students with family incomes over $60,000 may be required to take out federal student loans as part of their financial aid awards.
Wesleyan University
Wesleyan University meets the full demonstrated financial need of every admitted student. Students with family incomes over $40,000 may be required to take out federal student loans as part of their financial aid awards.
Williams College
Williams College meets the full demonstrated financial need of every admitted student. Students with family incomes over $75,000 may be required to take out federal student loans as part of their financial aid awards.
Yale University
Yale University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Amherst College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Barnard College
Barnard College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Bates College
Bates College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Berea College
Berea College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Boston College
Boston College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Bowdoin College
Bowdoin College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Brown University
Brown University meets the full demonstrated financial need of every admitted student. Students with a combined family income profile under $100,000 are not required to take out student loans as part of their financial aid awards.
Bryn Mawr College
Bryn Mawr meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
California Institute of Technology (Caltech)
California Institute of Technology meets the demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Carleton College
Carleton College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Case Western Reserve University
Case Western Reserve University meets the full demonstrated financial need of all admitted students.
Claremont McKenna College
Claremont McKenna College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Colby College
Colby College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Colgate University
Colgate University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
College of the Holy Cross
College of the Holy Cross meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Colorado College
Colorado College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Columbia University
Columbia University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Connecticut College
Connecticut College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards if their family income is less than $50,000.
Cooper Union for the Advancement of Science and Art
Cooper Union for the Advancement of Science and Art meets the full demonstrated financial need of every admitted student. Students may be required to take out student loans as part of their financial aid awards.
Cornell University
Cornell University meets the full demonstrated financial need of every admitted student. Students with family income and assets over $75,000 may be required to take out federal student loans as part of their financial aid awards.
Dartmouth College
Dartmouth College meets the full demonstrated financial need of every admitted student. Students with family income over $100,000 may be required to take out federal student loans as part of their financial aid awards.
Davidson College
Davidson College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Duke University
Duke University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards if their family income exceeds $60,000.
Emory University
Emory University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards. See the Emory Advantage.
Franklin & Marshall College
Franklin & Marshall meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Franklin W. Olin College of Engineering
Franklin W. Olin College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Georgetown University
Georgetown University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Gettysburg College
Gettysburg College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Grinnell College
Grinnell College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Hamilton College
Hamilton College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Harvard University
Harvard University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Harvey Mudd College
Harvey Mudd College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Haverford College
Haverford College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Johns Hopkins University
Johns Hopkins University meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out student loans as part of their financial aid awards.
Kenyon College
Kenyon College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Lafayette College
Lafayette College is committed to meeting the full demonstrated financial need of all admitted students. Families who have total income of more than $50,000 may require borrowing up to $4,500 per year to meet need.
Lehigh University
Lehigh University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans, but they have capped the amount to $5,000 per year.
Macalester College
Macalester College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Massachusetts Institute of Technology (MIT)
Massachusetts Institute of Technology meets the full demonstrated financial need of every admitted student. Students with family incomes over $75,000 may be required to take out federal student loans as part of their financial aid awards.
Middlebury College
Middlebury College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Mount Holyoke College
Mount Holyoke College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Northeastern University
Northeastern University meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Northwestern University
Northwestern University meets the full demonstrated financial need of every admitted student. Students who are eligible for Pell Grants are not required to take out federal student loans as part of their financial aid awards.
Oberlin College
Oberlin College meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Occidental College
Occidental College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Pitzer College
Pitzer College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Pomona College
Pomona College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Princeton University
Princeton University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Reed College
Reed College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Rice University
Rice University meets the full demonstrated financial need of every admitted student. Students with family incomes over $80,000 may be required to take out federal student loans as part of their financial aid awards.
Salem College
Salem College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Scripps College
Scripps College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Skidmore College
Skidmore College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Smith College
Smith College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Soka University of America
Soka University of America meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
St. Olaf College
St. Olaf College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Stanford University
Stanford University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
SUNY Polytechnic Institute
State University of New York (SUNY) Polytechnic Institute meets the full demonstrated financial need of every admitted student. Students may be required to take out student loans as part of their financial aid awards.
Swarthmore College
Swarthmore College meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Thomas Aquinas College
Thomas Aquinas College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Trinity College
Trinity College meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
Tufts University
Tufts University meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
Union College
Union College (Schenectady, NY) meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
University of Chicago
University of Chicago meets the full demonstrated financial need of every admitted student. Students with family incomes over $75,000 may be required to take out federal student loans as part of their financial aid awards.
University of North Carolina – Chapel Hill
UNC – Chapel Hill meets the full demonstrated financial need of every admitted student. Low-income students are not required to take out federal student loans as part of their financial aid awards.
University of Notre Dame
University of Notre Dame meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
University of Pennsylvania
University of Pennsylvania meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
University of Richmond
University of Richmond meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
University of Rochester
The University of Rochester meets the full calculated institutional financial need of admitted students through a combination of scholarships, grants, need-based loans, and work-study.
University of Southern California (USC)
The University of Southern California meets the full demonstrated financial need of every admitted student. Students may be required to take out federal student loans as part of their financial aid awards.
University of Virginia
University of Virginia meets the full demonstrated financial need of every admitted student. Students whose family income is over 200% of the poverty line and whose assets exceed $75,000 may be required to take out federal student loans as part of their financial aid awards.
Vanderbilt University
Vanderbilt University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Vassar College
Vassar College meets the full demonstrated financial need of every admitted student. Students with family incomes over $60,000 may be required to take out federal student loans as part of their financial aid awards.
Washington and Lee University
Washington and Lee University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.
Washington University in St. Louis
Washington University in St. Louis meets the full demonstrated financial need of every admitted student. Students with family incomes over $60,000 may be required to take out federal student loans as part of their financial aid awards.
Wellesley College
Wellesley College meets the full demonstrated financial need of every admitted student. Students with family incomes over $60,000 may be required to take out federal student loans as part of their financial aid awards.
Wesleyan University
Wesleyan University meets the full demonstrated financial need of every admitted student. Students with family incomes over $40,000 may be required to take out federal student loans as part of their financial aid awards.
Williams College
Williams College meets the full demonstrated financial need of every admitted student. Students with family incomes over $75,000 may be required to take out federal student loans as part of their financial aid awards.
Yale University
Yale University meets the full demonstrated financial need of every admitted student. Students are not required to take out student loans as part of their financial aid awards.